Stranraer Car Finance

Used Car Finance in Stranraer, Wigtownshire

GB Car Finance specialises in used car finance in and around Stranraer. We will work hard to help you obtain an approval decision, based on affordability, in minutes and drive away your new used car within 24 hours!

Car Finance Based On Affordability

If you need a loan to buy a used car then you have come to the right place - We could help to find car finance for you regardless of your current financial circumstances. We regularly help people with bad credit, even if they have been refused elsewhere. Simply complete the form opposite to apply.

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Car Finance Stranraer

We are available to help people access car finance 247, 365 days a year - Whether you need an affordable family saloon, an economical hatchback, a large car or a people carrier we will work hard to help you find the right car for you. Apply online day or night, or speak with one of our friendly operators who will help guide you through the car finance application process and answer any questions you have.

“I was happy with the deal I got for my new car as I've struggled in the past to get the finance from any other company as I've had bad credit. They were very helpful on the phone and helped me choose my car - I was more than happy and would recommend GB Car Finance to anyone…”

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All circumstances considered - CCJs, defaults, arrears, self employed, benefits, limited or no credit history, refused car finance elsewhere - Whatever your circumstances we'll look to help.

Used Car Finance in Wigtownshire

As well as Stranraer, GB Car Finance is pleased to assist people searching for car finance in Newton Stewart in Wigtownshire.

More information about Stranraer

Introduction

Stranraer is a historic town situated on the north-west coast of the Rhinns of Galloway in south-west Scotland. Established in 1812, Stranraer is the largest town in the Dumfries and Galloway area — a county that is home to less than 70,000 inhabitants.

The wide range of industries, as well as its proximity to major shopping centres, a vibrant harbour and a tranquil beach setting make Stranraer attractive to visitors and a popular place to live. The town has also become a hub of automotive, finance and motorsport activity in recent years.

Car Industry

The growth in the local car industry has been testament to the strength of the automotive sector in Dumfries and Galloway — and the impressive level of skills and expertise in Stranraer specifically.

The local job market has been boosted by car dealerships such as Garages of Stranraer, which opened in 2010, offering sales of motor vehicles, parts and accessories. They provide customers with access to a wide range of models from top manufacturers, including leading brands such as Ford, Vauxhall and Kia.

Stranraer is also home to independent body shops, such as Dent Wizard, which specialises in paintless dent removal — essential for the preservation of the look of cars.

The availability of car repair and maintenance services has helped to increase the creation of businesses and employment opportunities in the town. This is a trend that continues to grow and in 2020 over 350 businesses in the car industry in Stranraer contributed to the well-being of the local economy.

Finance Industry

The dependence of local business on the national and international flows of money accentuates the importance of the finance industry in Stranraer.

The Bank of England, Europe's oldest central bank, has its Scottish headquarters in the town, where it provides critical financial services directly to individuals and businesses in the region. In addition, the local financial sector has benefitted from the presence of a range of independent financial advisors and accountants.

The presence of a financial sector in Stranraer is also beneficial to the local economy, as it brings with it the availability of expertise in investment, tax and business planning. Such services are not only beneficial to the local community but they can also act as the catalyst for businesses to benefit from access to capital markets. Furthermore, through the provision of loans these businesses can expand and create new jobs, helping to sustain the local economy.

Motorsport

The automotive industry in Stranraer is represented not just by car dealerships, but also by its bustling motorsport scene. Motor racing has been a popular pastime in Scotland for decades and Stranraer boasts its own circuit, Stranraer Track.

Established in 1979, the track has seen a resurgence in popularity in recent years, thanks to the introduction of drag racing and drifting competitions, as well as championship motorbike racing. This has brought a new level of excitement to the area and has enabled competitors from across the country to compete, offering an opportunity for motorsport fans to experience the thrills of the track.

As well as providing a hub for motorsport activities, Stranraer Track has provided a platform for talented local drivers, including teenager Ciara Sweeney, who started kart racing at the track and has since competed in events across Scotland.

Demographic Details

In 2019, the population of Stranraer was estimated at 14,950 people. The town has a relatively young population with under 18s accounting for 37% of the population. Over 25% of the town's population are over 65, reflecting Stranraer's status as a retirement community and an affordable place to reside. Gillenbourne Primary School and Stranraer Academy provide educational opportunities for children, while there is a also a college of further education in the area.

A relatively low percentage of Stranraer's population are of working age, at slightly over 56%, although this has been rising in recent years. The area has seen an increase in the number of part-time and self-employed jobs in recent years, largely driven by the growth of the local car industry and the finance sector. This has had a positive effect on the town's economy and the wellbeing of its residents.

Conclusion

Stranraer is a thriving town which serves as a hub of automotive, finance and motorsport activity. The local economy has been bolstered by an influx of car dealerships and independent body shops, as well as the arrival of the Bank of England to the area.

This is only part of the story, however, and it is the presence of things like the Stranraer Track — and the buzz that it has created in the area — and the presence of a young population that will continue to shape the town's future.