Southam Car Finance

Used Car Finance in Southam, Warwickshire

GB Car Finance specialises in used car finance in and around Southam. We will work hard to help you obtain an approval decision, based on affordability, in minutes and drive away your new used car within 24 hours!

Car Finance Based On Affordability

If you need a loan to buy a used car then you have come to the right place - We could help to find car finance for you regardless of your current financial circumstances. We regularly help people with bad credit, even if they have been refused elsewhere.

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Used Car Finance Southam

Car Finance Southam

We are available to help people access car finance 247, 365 days a year - Whether you need an affordable family saloon, an economical hatchback, a large car or a people carrier we will work hard to help you find the right car for you. Apply online day or night, or speak with one of our friendly operators who will help guide you through the car finance application process and answer any questions you have.

“I was happy with the deal I got for my new car as I've struggled in the past to get the finance from any other company as I've had bad credit. They were very helpful on the phone and helped me choose my car - I was more than happy and would recommend GB Car Finance to anyone…”

All circumstances considered - CCJs, defaults, arrears, self employed, benefits, limited or no credit history, refused car finance elsewhere - Whatever your circumstances we'll look to help.

Used Car Finance in Warwickshire

As well as Southam, GB Car Finance is pleased to assist people searching for car finance in Alcester, Atherstone, Bedworth, Kenilworth, Leamington Spa, Nuneaton, Royal Leamington Spa, Rugby, Shipston-on-Stour, Stratford-upon-Avon, Studley and Warwick in Warwickshire.

More information about Southam


Southam is a small market town situated in Warwickshire in the United Kingdom. It is home to around 5,500 people, although the surrounding area is considered to be part of the South Warwickshire region and the total population of this larger area is close to 40,000. Although small, the town is of historical importance and is home to many cultural and sporting attractions, but it has become particularly well-known for its connections with the motor industry, finance industry and motorsports.

Southam's Car Industry History

Southam is best known for its long history of manufacturing and supplying automobile parts, particularly to the car industry. In its heyday, the town had numerous factories producing car parts, fabrics and rubber, as well as its own engineering works. Of particular note were the car-component distributors Keepall, who were based in Southam High Street, and the Rex Gearbox Co of Tower Street, who are seen as pioneers in the British automotive industry.

In the early days of motoring, Southam also had its own race circuit that allowed local car companies to test their vehicles to the full. It was a popular place for local gentlemen racers to take their vehicles for a spin, and the history of this circuit is still talked about in the town today.

Southam's Finance Industry Links

As well as having direct links to the motor industry, Southam was also at the forefront of the UK's finance industry. The town was home to the Leamington & Warwick Bank, which was founded in 1791, as well as several other banking institutions. The Bank of England set up a branch in Southam in the late 19th century, while in the 1920s the Midland Bank established a presence in the town. These financial institutions helped to fuel the growth of the motor industry in the area. Automobile pioneers such as Herbert Austin, who founded the Austin Motor Company in the nearby Longbridge district, benefitted from banking support, as did the Rex Gearbox Co. and other car companies. As well as providing finance, these banking firms also acted as guarantors and credit brokers, making it much easier for companies to conduct business.

Southam's Motorsport Links

Southam is also closely associated with motorsport. It is home to a number of racing clubs and the town hosts an annual motor show, which attracts many thousands of visitors each year. The show is particularly well-known for its collection of vintage and classic racing cars, and some of these have been known to travel from around the world to take part.

The town also has links to legendary race driver Sir Stirling Moss OBE, who hailed from Banbury. Moss trained in Southam as an apprentice mechanic with the Sydenham-Dolman family in the late 1940s, before embarking on his illustrious racing career.


Southam is a predominantly white British town, with 91.7% of the population classified as white British, according to the 2011 Census. The town has a slightly older age profile than the rest of the country, with 28.3% of the population aged 65 or over, compared to 18.1% in England and Wales as a whole.

The town also has an above-average number of people with degree-level qualifications or higher. Some 32.8% of residents had a degree or equivalent qualification, compared to 27.9% for the UK as a whole.


Southam has a rich history and unique connections to the motor industry, finance industry and motorsport. It is home to a number of companies and institutions that were key players in the development of the automotive sector in the UK, while its financial links helped to fuel the growth of the industry. It is also renowned for its association with legendary racer Sir Stirling Moss OBE, while each year it plays host to the Southam Motor Show, which attracts people from all over the world.

Demographically speaking, the town is largely populated by white British people, with an above-average proportion of those aged 65 and over. There is also an above-average number of residents with degree-level qualifications or higher, which indicates that Southam is an affluent and educated town.