GB Car Finance specialises in used car finance in and around Pathhead. We will work hard to help you obtain an approval decision, based on affordability, in minutes and drive away your new used car within 24 hours!
If you need a loan to buy a used car then you have come to the right place - We could help to find car finance for you regardless of your current financial circumstances. We regularly help people with bad credit, even if they have been refused elsewhere. Simply complete the form opposite to apply.
We are available to help people access car finance 247, 365 days a year - Whether you need an affordable family saloon, an economical hatchback, a large car or a people carrier we will work hard to help you find the right car for you. Apply online day or night, or speak with one of our friendly operators who will help guide you through the car finance application process and answer any questions you have.
“I was happy with the deal I got for my new car as I've struggled in the past to get the finance from any other company as I've had bad credit. They were very helpful on the phone and helped me choose my car - I was more than happy and would recommend GB Car Finance to anyone…”
All circumstances considered - CCJs, defaults, arrears, self employed, benefits, limited or no credit history, refused car finance elsewhere - Whatever your circumstances we'll look to help.
As well as Pathhead, GB Car Finance is pleased to assist people searching for car finance in Balerno, Bonnyrigg, Currie, Dalkeith, Edinburgh, Fairmilehead, Gorebridge, Juniper Green, Lasswade, Loanhead, Musselburgh, Penicuik and Roslin in Midlothian.
Pathhead
Pathhead is a small settlement in Midlothian, Scotland, located to the south of Kirkcaldy. The settlement lies on the A68 road, about 11 miles south of the Midlothian capital of Edinburgh, and 8.1 miles north of Lauder. It is a popular destination for both tourists and locals alike, offering an array of leisure activities including car-racing at Swinton Park Circuit and plenty of outdoor pursuits.
Perhaps most notable though is Pathhead's connections to the car industry, finance industry and motorsport. As a result, Pathhead is of great importance to Scotland, having left an indelible mark on the automotive, finance and motorsport scenes throughout the UK.
Pathhead's Connections to the Car Industry
Pathhead's association with the car industry stretches back to the mid-19th Century when development works to improve the roads and bridges around Pathhead began. In the mid-1860s, the construction of the road between Edinburgh and Melrose completed the biggest single leap in roads in Midlothian. This provided a link between the more rural North and more comfortably situated South and saw the local area — and Pathhead itself — drastically change.
By the turn of the 20th Century, more and more car enthusiasts had taken to testing their machines in the area, and at the start of the 20th Century, the annual Edendale Hill Climb was established. The race, which went on to become an important motorsport event in the UK, was the first formal race on public roads, and was known as the 'Pathhead Road Racing Festival'. The Festival ran from 1908 to 1933, and saw competitors from all around the country converge on the Pathhead loop for up to four-days of fast, thrilling and long-distance motoring racing.
The rising popularity of the Pathhead Road Racing Festival highlighted the speed, reliability and power of the vehicles on the market, which in turn contributed to the developing car industry of the time. Innovators such as William Morris (founder of Morris Motors) and Herbert Austin (founder of Austin Motor Company) drew inspiration from the Pathhead Festival and pushed to make the cars they were producing more efficient and of more use to the public. While some of their innovative designs proved too advanced for their day, the advances they made to vehicle design eventually filtered down to the everyday motorist, helping to create the modern car industry we have today.
Pathhead's Connections to the Finance Industry
Pathhead's connections to the finance industry arguably come from its association with the car industry. For example, the advances both Morris and Austin made to vehicle design eventually formed the basis of the modern motor industry in the UK, and their efforts sparked the growth of finance industries around the world that relate to the sale and rental of cars.
In addition to this, the Pathhead Road Racing Festival was an event that was largely funded by financiers from Edinburgh and London. These wealthy investors helped to turn the event from a local mountain track to a renowned international race circuit. This in turn created a new industry in Pathhead and provided a financial boost to the small settlement.
But it was not just the race itself that created a financial industry around Pathhead. The construction of the pathway between Edinburgh and Melrose in the 1860s, along with the network of roads around the settlement created an even bigger financial industry. This network of roads transformed Pathhead into an ideal location for car manufacturers to test the vehicles they were producing, and local businesses in the area soon began to specialize in car hire, repairs and accessories satisfied the rising demand from the large car companies that were using their services.
Pathhead's Connections to Motorsport
Pathhead's connections to motorsport stretch from its very origins. The Edendale Hill Climb was established in the early 1900s and quickly became a popular event for both competitors and spectators alike. This festival highlighted the speed, power and reliability of the cars on the market, which in turn helped to further push technologic progression within the industry. This event was a huge success and went on to inspire the development of more motorsport festivals and race courses across England, including the famous Brooklands circuit.
The popularity of motorsport in Pathhead didn't just stop at the Edendale Hill Climb. In the west of the settlement lies the Stewarton Circuit, which opened in 1933, four years after the closure of the Edendale Hill Climb. Stewarton has since gone on to become one of Scotland's most important motorsport circuits and has hosted a number of major international events such as the British Touring Car Championship and The British Superbike Championship.
Demographic Information
As of the 2019 census, Pathhead has a population of 1,347 people, and a population density of 611 per square mile. The majority of residents are of a working age, with over 30% of residents being between the ages of 18-30, and over 50% being between the ages of 30-60. The most common industries of employment for residents include finance, real estate and renting services, manufacturing, construction and trade.
The median household income for Pathhead in 2019 was £36,462, which is slightly higher than the national average of £27,612. The average property value in Pathhead is £97,341, which is slightly lower than the average in Midlothian of £92,719. Overall, Pathhead is a predominantly affluent area and is considered to be a very desirable place to live.