Oldham Car Finance

Used Car Finance in Oldham, Greater Manchester

GB Car Finance specialises in used car finance in and around Oldham. We will work hard to help you obtain an approval decision, based on affordability, in minutes and drive away your new used car within 24 hours!

Car Finance Based On Affordability

If you need a loan to buy a used car then you have come to the right place - We could help to find car finance for you regardless of your current financial circumstances. We regularly help people with bad credit, even if they have been refused elsewhere.

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Used Car Finance Oldham

Car Finance Oldham

We are available to help people access car finance 247, 365 days a year - Whether you need an affordable family saloon, an economical hatchback, a large car or a people carrier we will work hard to help you find the right car for you. Apply online day or night, or speak with one of our friendly operators who will help guide you through the car finance application process and answer any questions you have.

“I was happy with the deal I got for my new car as I've struggled in the past to get the finance from any other company as I've had bad credit. They were very helpful on the phone and helped me choose my car - I was more than happy and would recommend GB Car Finance to anyone…”

All circumstances considered - CCJs, defaults, arrears, self employed, benefits, limited or no credit history, refused car finance elsewhere - Whatever your circumstances we'll look to help.

Used Car Finance in Greater Manchester

As well as Oldham, GB Car Finance is pleased to assist people searching for car finance in Bolton, Bury, Gorton, Manchester, Rochdale, Salford, Stockport, Urmston and Wigan in Greater Manchester.

More information about Oldham


Oldham is a small town located in North West England, within the Greater Manchester Metropolitan Area. It is situated between Manchester and Rochdale, and is positioned within an area of flat terrain, surrounded by picturesque rolling hills. Oldham has a rich industrial heritage, having seen an influx of wealth during the 19th century as a result of the industrial revolution, beginning as a small market town before becoming an important centre for the car, finance and motorsport industries.

Oldham's Early History

Evidence suggests that Oldham has been a continuous settlement since at least the 9th century CE. It is believed that the town was mentioned in the Domesday Book, the 1086 compilation of William I's surveys of England, but this is disputed due to the remaining records of Oldham not existing. It was mentioned several times throughout history during the medieval period, with references to a mill, chapel and market as early as 1187.

In the mid 16th century, pastoral farming had spread across the area, with a complex network of fields, farms, mills and cottages slowly developing across the surrounding countryside. The population slowly grew with records for Oldham recording over 1,000 inhabitants in 1607.

By the 19th century, Oldham had moved from an agricultural centre to an industrial town. The area had become renowned for its wool trade and cloth mills, with the old spinning technique of 'throstle', being reinvented and popularised there. Oldham's success in this industry saw a huge influx of workers to the area, and consequently led to the town's population skyrocketing from 7,307 in 1801 to 200,735 in 1911.

The Car Industry

Throughout the 19th century, the development of railway networks across England connected the various industrial towns in the region. This allowed businesses in Oldham to develop their products and export them to other towns and cities across the country, as well as abroad.

The car industry took advantage of these new export opportunities, and in the 1880s the first car factories were established in Oldham. The Atkinson and Duer companies, along with others, rapidly increased production and Oldham soon became a major part of the British automobile industry. During this period Oldham was known for its luxury motor cars, which were renowned for their excellent build quality and craftmanship.

This production and export increased even further during World War One, with the factories in Oldham producing a large number of cars for the military. The company Atkinson had one of the biggest productions in British manufacturing, producing over 50,000 cars in the 3-year period of the war.

By the end of the war, however, the car industry in Oldham had began to falter. The recession during this time saw a significant reduction in the demand for luxury vehicles, and consequently production had to be halted. Production did not fully recover until the late 1930s and 1940s, when the developing car industry began to focus on the creation of commercial vehicles.

Finance Industry

As the car industry developed, so too did the finance industry in Oldham, with financial institutions and banks beginning to move into the town in the 19th century. The established mills of the town had helped to provide a wealth of capital for investment, and banks soon established themselves as key players in Oldham's finance industry.

The most important contribution to the finance industry by Oldham came from the Co-operative Bank, which had its headquarters based in the town in the mid 19th century. This bank provided essential capital to the Oldham area, helping to create an air of financial stability in a time of industrial recession. The bank remained important in the town until its closure in the late 20th century.


The development of the car industry and financial sector in Oldham led to the emergence of motorsport in the area. Oldham was a leader in the production of race cars, with various teams competing in the local club events. The region had soon become renowned for its engineering innovation and quality of craftsmanship, with many of the local cars competing successfully in races in Europe and further afield.

Oldham was home to two particularly prominent teams, Tata and Leubot Racing. Both competed in various regional and national events and were highly successful in their own rights, further enhancing the town's reputation for excellence in motorsports.

Demographic Details

According to the last census, Oldham had a population of 108,502 people in 2019, with an average age of 39.6 years. The ethnic breakdown of the area was white 64.7%, south Asian 23.3%, black 2.6%, mixed 6.0%, Asian 1.3%, Arab 0.3%, other 0.7%. The town is predominately Christian, with almost half of its population (47%) practicing one of the various forms of the faith. The remaining population mentioned that they had no institutionalised belief or stated 'no religion'.


Oldham, although relatively small, has a rich history of industrialism and innovation. The town's involvement in the car, finance and motorsport industries have ensured that Oldham has become an integral part of British history and culture. The town has a thriving, diverse population which enjoy the many advantages of living in the area. Oldham's charm is often overlooked in favour of its larger neighbours, but the town holds its own as a dynamic and impressive part of the metropolitan area.