GB Car Finance specialises in used car finance in and around Kirkwall. We will work hard to help you obtain an approval decision, based on affordability, in minutes and drive away your new used car within 24 hours!
If you need a loan to buy a used car then you have come to the right place - We could help to find car finance for you regardless of your current financial circumstances. We regularly help people with bad credit, even if they have been refused elsewhere. Simply complete the form opposite to apply.
We are available to help people access car finance 247, 365 days a year - Whether you need an affordable family saloon, an economical hatchback, a large car or a people carrier we will work hard to help you find the right car for you. Apply online day or night, or speak with one of our friendly operators who will help guide you through the car finance application process and answer any questions you have.
“I was happy with the deal I got for my new car as I've struggled in the past to get the finance from any other company as I've had bad credit. They were very helpful on the phone and helped me choose my car - I was more than happy and would recommend GB Car Finance to anyone…”
All circumstances considered - CCJs, defaults, arrears, self employed, benefits, limited or no credit history, refused car finance elsewhere - Whatever your circumstances we'll look to help.
As well as Kirkwall, GB Car Finance is pleased to assist people searching for car finance in in Orkney.
Kirkwall: Scotland's Car Capital
Kirkwall, located on the largest of the Orkney Islands off the north coast of mainland Scotland, is a thriving town with a long history of links to the car industry, finance industry and motorsport. From its origins as a major port for trading to its days as a financial centre for shipping and ferry services, it has been passionate about its vehicles for most of its history.
Geography
Kirkwall is the capital of Scotland's Orkney Islands, situated at the northernmost point of the mainland. It is the largest town on the islands, with a population of roughly 10,000 inhabitants and a total land area of just over 8.6 square miles. At the centre of town is the harbour and marina, which is still an important site for the local fishing industry.
Economy
While Kirkwall is best known for its connection to the car industry, it has also held a prominent position in the finance industry as a major port of call and ferry terminal since the 1700s. It is home to a number of banks, insurance companies and other financial institutions, as well as to a number of shipyards, engineering companies and even a motor sport team, all of which are closely intertwined with the car industry.
Car Industry
Kirkwall has been a major port for trading for centuries, so the car industry has naturally been a large part of the local economy for many years. As early as the 1920s, there were several car manufacturers operating in the area, from GM to Ford and Vauxhall.
Today, the town still has a strong connection to the car industry. The harbour is still home to a number of engineering and shipbuilding companies, including car manufacturers such as Nissan, Toyota and Land Rover. There are also a number of specialist motoring retailers and garages in the area, selling everything from brake pads and tyres to performance parts and custom paintwork.
Finance Industry
Kirkwall's links to the finance industry date back to the 1700s, when the town became a major port of call for the East India Company and other shipping operations. Thanks to the heavy reliance on the port and other trading links, the area quickly grew into a financial hub.
Today, Kirkwall is still home to a number of major banking and insurance companies, as well as other financial institutions such as merchant banks, credit unions and currency exchanges. With the local car industry also playing a significant role in the town's economy, there are now several car finance companies operating in the area, offering customers a variety of car loan and leasing options from leading lenders.
Motorsport
Kirkwall has had a longstanding connection to motorsport, and still plays a prominent role in the industry today. In the past, the area was home to a number of amateur and professional racing teams, with several of the town's sporting facilities now being used for rallies and other competitive events.
Today, the Kirkwall Motorsport Team is still one of the most well-known and respected in the area, thanks to its long history of success in various motorsport disciplines. The team is part of a larger network of racing teams based in the region, and is particularly well known for its involvement in the British Touring Car Championship.
Demographics
As of the 2021 census, the population of Kirkwall was recorded as 9,846 people, with the majority of inhabitants falling into the 25—64 age group. The area's unemployment rate sits at just 3.4%, with the median household income for Kirkwall falling just under the national Scottish average. As of 2021, the ethnically diverse population includes 91.8% White British, 4.6% Asian/Asian Scottish, 1.8% Mixed/Multiple Ethnic Groups and 0.5% Black/African/Caribbean.
Overall, Kirkwall remains an important mouthpiece for Scotland's car industry, finance industry and motorsport, with its rich heritage still driving much of its economy today. Its thriving population and economy reflect the proud and successful history of the town, and its position at the centre of Orkney's many islands provides the perfect backdrop to bring these industries together.