Kirkcaldy Car Finance
Used Car Finance in Kirkcaldy, Fife
GB Car Finance specialises in used car finance in and around Kirkcaldy. We will work hard to help you obtain an approval decision, based on affordability, in minutes and drive away your new used car within 24 hours!
Car Finance Based On Affordability
If you need a loan to buy a used car then you have come to the right place - We could help to find car finance for you regardless of your current financial circumstances. We regularly help people with bad credit, even if they have been refused elsewhere. Simply complete the form opposite to apply.
Car Finance Kirkcaldy
We are available to help people access car finance 247, 365 days a year - Whether you need an affordable family saloon, an economical hatchback, a large car or a people carrier we will work hard to help you find the right car for you. Apply online day or night, or speak with one of our friendly operators who will help guide you through the car finance application process and answer any questions you have.
“I was happy with the deal I got for my new car as I've struggled in the past to get the finance from any other company as I've had bad credit. They were very helpful on the phone and helped me choose my car - I was more than happy and would recommend GB Car Finance to anyone…”
All circumstances considered - CCJs, defaults, arrears, self employed, benefits, limited or no credit history, refused car finance elsewhere - Whatever your circumstances we'll look to help.
Used Car Finance in Fife
As well as Kirkcaldy, GB Car Finance is pleased to assist people searching for car finance in Anstruther, Burntisland, Cupar, Dunfermline, Glenrothes, Inverkeithing, Leven, Lochgelly, Newport-on-Tay and St Andrews in Fife.
More information about Kirkcaldy
Kirkcaldy, often referred to as 'the Lang Toun' due to its long association with the textile trading industry, is a small town located in Fife, Scotland. Home to around 49,000 people on the banks of the River Forth, it makes up part of the Tay Cities region with Dundee and Perth.
In its heyday, the town of Kirkcaldy benefited from a booming coal export industry, which had a significant impact on the population make-up. However, its ties to the industrial revolution have left their mark on the modern town and surrounding area, with many of the local economic industries being founded during that period.
Kirkcaldy's close proximity to Edinburgh and other major cities means that it is perfectly positioned to benefit from the various business dealings of those major metropolitan areas. As a result, the car industry, the finance sector, and motorsport have all experienced major booms in Kirkcaldy over the last few decades.
The Car Industry As far back as the 1960s, Kirkcaldy has been an important part of the UK car industry. Its first major success in this arena came about with the formation of the commercial vehicle manufacturer, Fodens (now known as Foden Trucks). Fodens moved to Kirkcaldy in the 1970s and then developed a range of vans and trucks.
This was the start of an incredible journey in the car industry for the town which now includes some of the biggest names in the business. The Toyota car plant in nearby Dalgety Bay opened its doors in 2000 and has since become a major source of employment in the region, with over 1000 employees. In 2017, Honda closed its UK factory in Swindon, with its 6000 staff transferring to the new facility at Leven, just 10 miles away from Kirkcaldy.
The finance sector
Kirkcaldy's other major economic success story is in the finance sector. The town is home to one of the oldest mutual savings banks in the UK, the Kirkcaldy and District Savings Bank, and it boasts a number of major insurance firms and financial services companies.
Perhaps the most successful of these is Bank of Scotland, part of the giant Lloyds Banking Group. Lloyds recently moved its entire Scottish headquarters from Edinburgh to Kirkcaldy, and has planned to create a dedicated financial hub in the town, as well as a range of customer-facing roles.
Kirkcaldy also has a thriving small business community and the town centre hosts a number of small independent companies and financial services firms.
Motorsport
Kirkcaldy is also making a name for itself in the world of motorsport. The Kirkcaldy Race Course regularly hosts practice days as well as race meets such as the world-famous British Touring Car Championship and the UK Superbike Championship, who both race at Knockhill. Knockhill is probably the second most famous racing track in Scotland, behind Silverstone and regularly hosts some of the best racing drivers in the world.
Finally, it would be wrong to talk about Kirkcaldy's connections to the car industry, finance industry and motorsport, without mentioning its very own racing star, Colin McRae. McRae's career in motorsport and rallying was started in Kirkcaldy and he continues to be an inspiration to many aspiring drivers from the town.
Demographics
The 2019 census report found that the population age structure in Kirkcaldy was as follows:
� 0-19 years (30%) � 20-39 years (28%) � 40-59 years (24%) � 60-74 years (10%) � 75+ years (8%)
The population was also broken down by gender, with women making up 60% of the population and men making up 40%.
Kirkcaldy is a predominantly white British town, with 96% of the population being white British, 2% Asian and 2% either identifying as 'mixed' or 'other' ethnicities.
The average household income in Kirkcaldy is slightly lower than the UK average, but is still considerable when taken in the context of the area.
Conclusion
Kirkcaldy has a long history of industry and business ties to the car industry, finance sector and motorsport. This has been the driving force behind the town's economic success, with major car manufacturers, financial services companies, and motorsport events being based or hosted in the area. It also has a strong demographic, with a positive mix of ages, genders and ethnicities. All of this adds up to a vibrant, open and expanding town for anyone looking for a new place to live and work.