Elgin Car Finance

Used Car Finance in Elgin, Morayshire

GB Car Finance specialises in used car finance in and around Elgin. We will work hard to help you obtain an approval decision, based on affordability, in minutes and drive away your new used car within 24 hours!

Car Finance Based On Affordability

If you need a loan to buy a used car then you have come to the right place - We could help to find car finance for you regardless of your current financial circumstances. We regularly help people with bad credit, even if they have been refused elsewhere.

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Used Car Finance Elgin

Car Finance Elgin

We are available to help people access car finance 247, 365 days a year - Whether you need an affordable family saloon, an economical hatchback, a large car or a people carrier we will work hard to help you find the right car for you. Apply online day or night, or speak with one of our friendly operators who will help guide you through the car finance application process and answer any questions you have.


“I was happy with the deal I got for my new car as I've struggled in the past to get the finance from any other company as I've had bad credit. They were very helpful on the phone and helped me choose my car - I was more than happy and would recommend GB Car Finance to anyone…”


All circumstances considered - CCJs, defaults, arrears, self employed, benefits, limited or no credit history, refused car finance elsewhere - Whatever your circumstances we'll look to help.


Used Car Finance in Morayshire

As well as Elgin, GB Car Finance is pleased to assist people searching for car finance in Fochabers, Forres, Grantown-on-Spey, Lossiemouth and Nairn in Morayshire.


More information about Elgin

Elgin is a town located in the north of Scotland, and is part of Moray, a former county in the north east of Scotland. Elgin is the administrative centre for the famous Speyside, home to more than half of Scotland's distilleries, and the home to a vibrant car industry.

The town of Elgin is widely known as the 'Heart of Scotland' and is widely said to have been founded by the Picts, who were an ancient tribe of people in Scotland. One of the most notable features of Elgin is its magnificent 13th Century Gothic Cathedral, which has been a popular tourist attraction since the Victorian period.

Elgin is a vibrant and modern town, with a population of around 25,000 people, most of whom are employed in either the car industry or the finance industry. The town is also known for its large motorsports community and is home to some of the most prestigious motorsports events in the UK.

The car industry in Elgin is one of the most important in Scotland, with car manufacturers Toyota and Hyundai both having factories located in the town. The factories employ around 2000 people, and are responsible for the production of cars for both the UK and international markets. The factories also produce cars for motorsports, primarily for the BTCC (British Touring Car Championship) and the Ferrari Challenge.

The finance industry is also an important part of the town, with banks such as Royal Bank of Scotland, Barclays and HSBC having offices in Elgin. The presence of these banks helps create a diverse local economy, with many people employed within the financial sector.

Elgin is well known for its motorsports heritage and has many tracks, circuits and events within a short distance of the town. The Knockhill Racing Circuit is perhaps the most famous and hosts a number of events throughout the year, including one-day and weekend events. The circuit also plays host to the BTCC, the fantastic British Touring Car Championship. Similarly, the nearby Elgin Raceway hosts a number of interesting events, including drag racing and motorcycle events. Both these motorsports venues attract large crowds and encourage the residents of Elgin to get involved in motorsports.

The town also plays host to a number of colourful events throughout the year. The Elgin Bus and Car Show is one of the most popular events, with a variety of cars, buses, motorbikes and vans on display. Similarly, the Elgin Retro and Vintage Scene puts on a show featuring classic cars, buses and motorbikes, with live music and entertainment throughout the weekend.

In terms of demography, Elgin falls under the jurisdiction of Moray Council and the population of the town according to the 2011 census was around 25,321. The largest age group of the population is that of 25 to 44-year-olds, making up 37.4%, with 53.4% being born in the UK. The median age of Elgin's population is 37.2, which is lower than the national median age of 40.2. The unemployment rate in Elgin is slightly higher than the national average at 8.3% compared to the UK rate of 5.4%.

Elgin is an incredibly vibrant and diverse town and one with a rich history and culture. The town is home to a diverse range of industries including car and finance, and its motorsports heritage adds another unique dimension to the town. With its attractive and welcoming atmosphere, it's easy to see why people flock to Elgin to work and to enjoy this fantastic town.