Cardiff Car Finance

Used Car Finance in Cardiff, South Glamorgan

GB Car Finance specialises in used car finance in and around Cardiff. We will work hard to help you obtain an approval decision, based on affordability, in minutes and drive away your new used car within 24 hours!

Car Finance Based On Affordability

If you need a loan to buy a used car then you have come to the right place - We could help to find car finance for you regardless of your current financial circumstances. We regularly help people with bad credit, even if they have been refused elsewhere.

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Used Car Finance Cardiff

Car Finance Cardiff

We are available to help people access car finance 247, 365 days a year - Whether you need an affordable family saloon, an economical hatchback, a large car or a people carrier we will work hard to help you find the right car for you. Apply online day or night, or speak with one of our friendly operators who will help guide you through the car finance application process and answer any questions you have.

“I was happy with the deal I got for my new car as I've struggled in the past to get the finance from any other company as I've had bad credit. They were very helpful on the phone and helped me choose my car - I was more than happy and would recommend GB Car Finance to anyone…”

All circumstances considered - CCJs, defaults, arrears, self employed, benefits, limited or no credit history, refused car finance elsewhere - Whatever your circumstances we'll look to help.

Used Car Finance in South Glamorgan

As well as Cardiff, GB Car Finance is pleased to assist people searching for car finance in Barry, Cowbridge, Dinas Powys, Llantwit Major and Penarth in South Glamorgan.

More information about Cardiff


Cardiff is the largest city of Wales in the United Kingdom and is undoubtedly one of the most popular destinations for tourists and locals alike. Residing in the south of Wales, Cardiff has flourished as a city for hundreds of years with a deep heritage and cultural significance. While it has a reputation for being a vibrant city within the UK, many are actually unaware of its links to the car industry and motorsport, as well as its strong presence in the finance industry. In this article, we will explore these industries and the demographic details associated with them in Cardiff.

The Car Industry

Cardiff has a vibrant automotive industry with a vast array of car dealerships, manufacturers, and mechanics. In the city itself there are six Vauxhall retailers and dealerships, eleven Skoda dealers, five Mercedes-Benz dealers, three Volkswagen dealers along with other showrooms run by Audi and BMW. There is a wide range of independent mechanics and garages throughout the city, providing services for all sorts of makes and models. Additionally, there are several car hire companies based in the city, offering both daily rentals as well as longer term contracts to meet individual needs.

The Welsh city also boasts an automotive manufacturing sector, as two large factories are situated on the outskirts of the city. The Volkswagen Engine Manufacturing Plant near Newport is a major source of production for the automotive giant, while the Rolls Royce Aerospace Plant in St Philip's Marsh produces several components for the aerospace industry. This strong industrial activity has led to the creation of countless jobs within the sector and has further solidified Cardiff's position in the UK's automotive industry.

The Finance Industry

Cardiff is renowned for its flourishing financial industry, with the city acting as a major hub for major banks and finance corporations. One of the largest financial institutions to make its home in Cardiff is Lloyds Banking Group, who occupy two office blocks in the city centre. Outside of this, Barclays and HSBC also have large offices located in the city, signifying its global importance to the finance sector. In addition to this there are also numerous other financial firms that are based in the city, such as Admiral Insurance, Theseus Insurance and Capital Project Finance. Within the city, numerous financial roles can be found with banks, insurers, asset management, debt advisory and capital advisory services being among the many financial roles available in Cardiff.

The tradition of finance in the city can be traced back to the 1890s when the Cardiff Savings Bank was founded. This popular establishment turned into a major player in the banking world and played an integral role in the financially pioneering Wales during the 20th century. Furthermore, the Bank of Wales opened its first branch in the city centre in 1916 and paved the way for other banks to establish a presence in the Cardiff area.


Cardiff also has strong connections to motorsport, with the city playing host to several key motorsport events throughout the year. Formula One fans will be pleased to know that the Wales Rally GB departs from the nearby city of Swansea in October annually, before heading through Cardiff and across the Welsh countryside. This prestigious event gives locals the opportunity to witness the sights and sounds of some of the world's best drivers in action.

Additionally, local racetracks provide plenty of opportunity for those who wish to experience motorsport firsthand. The Castle Combe Circuit near Bath dates back to the 1950s and features a 1.85 km track and several car and bike racing events throughout the year such as the British GT Championship. Additionally, Anglesey Circuit near Holyhead and Pembrey Circuit near Llanelli are regular hosts to local car and motorbike races.


The city of Cardiff covers an area of approximately 44 km2 and has an estimated population of 367,628 people, making it the tenth largest city in the United Kingdom. According to the 2018 census, the majority of those living in the city are aged between 20 and 39, the main language spoken is English, and the median age for residents is 32.4 years.

In terms of education, Cardiff is home to two universities; Cardiff University and the University of South Wales. Both universities provide world-class educational opportunities and contribute to the culture and vibrancy of the city. The average level of qualification for residents is an NVQ Level 4, showing a high level of educational attainment.


In conclusion, Cardiff is a vibrant and influential city in the United Kingdom with strong ties to the car industry, the financial sector and motorsport. It is a city full of opportunity and culture, providing locals and tourists alike with a plethora of experiences. Beyond the city walls, the surrounding countryside and towns provide plenty of opportunities for adventure, rest and relaxation. From exploring the Welsh countryside to cooling off by the seaside in Porthcawl, there is something to suit everyone in this part of the United Kingdom.