Prescot Car Finance

Used Car Finance in Prescot, Merseyside

GB Car Finance specialises in used car finance in and around Prescot. We will work hard to help you obtain an approval decision, based on affordability, in minutes and drive away your new used car within 24 hours!

Car Finance Based On Affordability

If you need a loan to buy a used car then you have come to the right place - We could help to find car finance for you regardless of your current financial circumstances. We regularly help people with bad credit, even if they have been refused elsewhere.

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Used Car Finance Prescot

Car Finance Prescot

We are available to help people access car finance 247, 365 days a year - Whether you need an affordable family saloon, an economical hatchback, a large car or a people carrier we will work hard to help you find the right car for you. Apply online day or night, or speak with one of our friendly operators who will help guide you through the car finance application process and answer any questions you have.


“I was happy with the deal I got for my new car as I've struggled in the past to get the finance from any other company as I've had bad credit. They were very helpful on the phone and helped me choose my car - I was more than happy and would recommend GB Car Finance to anyone…”


All circumstances considered - CCJs, defaults, arrears, self employed, benefits, limited or no credit history, refused car finance elsewhere - Whatever your circumstances we'll look to help.


Used Car Finance in Merseyside

As well as Prescot, GB Car Finance is pleased to assist people searching for car finance in Birkenhead, Bootle, Ellesmere Port, Liverpool, Neston, Newton-le-Willows, Prenton, Southport, St Helens, Wallasey and Wirral in Merseyside.


More information about Prescot

Introduction

Nestled within the boroughs of Liverpool, Knowsley and St. Helens lies Prescot, a small town in the north of England. To many, its name may not be familiar, but what it has lacked in cultural notoriety, it has made up for in the industrial sector, playing a pivotal role in the car industry, finance industry, and motorsport. Though it has seen some economic hardship in the past due to factors such as deindustrialisation and the 2008 global financial crisis, the strategic placement of the town has enabled it to remain prominent in the region, with an increasing population of 14,795 as of the last census.

Car Industry

The full moniker of Prescot is Prescot: The Home of Manufacturing and there is certainly an obvious reason for this, with the borough hosting a number of factories and industrial sites specialising in the manufacture of cars. Built in 1959, Ford's engine plant has always been the largest of these facilities, and over the years has played a huge part in producing engines for some of their most iconic and well-known vehicles, such as the Escort, Fiesta and Focus. The engine plant has also been the site of several large-scale investments, such as a multi-million-pound upgrade in 2006 and the 2017 introduction of the EcoBlue diesel engine.

More recently, Prescot has been home to the Nissan Leaf assembly plant, which opened back in 2013 and has since been an integral part of the production of the world's best-selling electric car. This facility has also been seen as an investment for the borough, with the Japanese carmaker dedicating over £250 million to its development.

Finance Industry

Though not everyone may think of banking and finance when they hear the name Prescot, the town has seen its fair share of such activity over the years. Through its connections with the car industry, such as those already mentioned, Prescot has been home to a number of subsidiaries belonging to the larger organisations, such as the Ford Credit Europe subsidiary, which was based in the town for seven years before it was consolidated with a larger team in Coventry.

There is also a substantial presence of banking and finance in Prescot through its main regional centre, the St. Helens District Banking Centre. Located in the heart of town, the centre has been a significant source of employment for the local community, providing employment to more than 400 people. The centre has-been seen as a key regional provider when it comes to banking services, and offers a range of services including loans, mortgages, insurance and investment solutions.

Motorsport

An often overlooked aspect of the town's identity is its connection to motorsport. As part of its link to the car industry, Prescot has been home to a number of prestigious motor racing teams, such as the likes of Mclaren and Williams. In addition to this, the town has also seen its fair share of motorsport events over the years, most notably a yearly rally which takes place in the town's Two Woods woods each October. The event draws large crowds each year and is seen as a crucial part of the local economy.

Demographics

As of the census data from 2011, the population of Prescot stood at 14,795, a slight drop from the figures from the previous census, in 2001, when the population was recorded as 15,417. Despite this, the data also suggests that the population had grown significantly over the period before, in 1991, when it stood at 13,666.

The racial demographics of Prescot also saw only a slight change over the decade, with 94.3% of people identifying as white British, 5.1% as Asian/Asian British and 1.9% as Black/Black British. Additionally, the average age of the population was recorded as 40.8 years-old, with an overall median of 37 years old.

Conclusion

Prescot has come a long way in its short history, developing from a quiet market town in the north-west of England to a prominent industrial centre for car, finance and motorsport industries. Though the town has seen its fair share of hardships, such as deindustrialisation and financial crises over the years, its strategic location has enabled it to remain a significant presence in the region. And the fact that its population has seen steady growth since 1991 is a testament to its success in this regard.