GB Car Finance

Bad Credit Car Finance

Need a car but can't get credit? We specialise in Bad Credit Car Finance for people who need to buy a car, but who may have a low credit score due to arrears, CCJs etc.

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Used Car Finance Bad Credit UK

Even if you have been rejected elsewhere you could still apply to us because we can introduce you to lenders here in the UK. So, simply complete the form opposite to apply.

  • Interest rates from just 9.9% depending on your personal circumstances
    (Representative APR 13.9%1, bad credit rate 32.7% APR)
  • Applying won't affect your credit rating thanks to a 'soft' credit search2
  • Quick & easy Apply now and you could get a decision in minutes
  • Flexible terms including early repayment or full early settlement available

“I've just had a car after being turned down by 7 different places. I had bad credit from when I was younger, but after having 2 kids I needed a decent family car. I was in and out within half an hour with a new car. I couldn't afford more than £200 a month and managed to get one at £163 a month. I totally recommend this company.”


Car Finance for People with Bad Credit

Providing that you are permanently employed and have a properly run bank account, we may be able help - Even if you have been refused elsewhere.

All circumstances considered - CCJs, defaults, arrears, self employed, benefits, tax credits, limited or no credit history - Whatever your circumstances, we’ll work hard to find you a finance deal that’s right for you.

Bad Credit Car Finance

Even if you've been refused for car credit elsewhere due to CCJs, poor credit history, being on benefits, disability, self employment or any other reason, we could still say "Yes" when everybody else says "No".

We also know how important it is to provide access to thousands of used cars from trusted dealers in order to satisfy the needs of our customers, so whether you need an affordable family saloon, an economical hatchback, a large car or a people carrier we will probably be able to find the perfect car for you - Read More…

Choose from a wide selection of quality used cars from a full range of manufacturers including Ford, Vauxhall, Toyota, Mazda, Volkswagen, Peugeot, Renault and Fiat.