GB Car Finance

Bad Credit Car Finance

Need a car but can't get credit? We specialise in Bad Credit Car Finance for people who need to buy a car, but who may have a low credit score due to arrears, CCJs etc.

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GB Car Finance
  • Wide selection of vehicles
  • Drive away the same day
  • Long MOT on every car
  • 5 day drive away insurance available
  • Part exchange available
  • Bad credit, CCJs, arrears, benefits? No problem

Even if you have been rejected elsewhere you should still apply to us because we have access to funds from lenders who deal with us exclusively here in the UK. So, simply complete the form opposite to apply.

Apply today and arrange to visit one of our many car showrooms around the UK where you can choose from a wide selection of quality vehicles, agree a car finance package and drive away your new car the same day!

We always have a wide range of used cars available to drive away the same day from under £37 a week*

Car Finance for People with Bad Credit

Providing that you are permanently employed and have a properly run bank account, we can help - Even if you have been refused elsewhere because we finance your future, not your past.

“I've just had a car after being turned down by 7 different places. I had bad credit from when I was younger, but after having 2 kids I needed a decent family car. I was in and out within half an hour with a new car. I couldn't afford more than £200 a month and managed to get one at £163 a month. I totally recommend this company.”

With virtually unlimited funds at our disposal, a large stock of quality used cars available to drive away today and no awkward questions to answer. Why not apply today? You may qualify for a no deposit scheme and we could even take your old car in as part-exchange. Ask us about our 5 days motor insurance scheme for just £12.50 (subject to acceptance) and get a long MOT with your new car. We don't think you'll find a better Bad Credit Car Finance deal anywhere else!

All circumstances considered - CCJs, defaults, arrears, self employed, benefits, tax credits, limited or no credit history - Whatever your circumstances we can help and when you apply for used car finance with us, you can be sure that no other specialist car finance company works harder to get you the credit approval you need to buy the car you want.

Bad Credit Car Finance

Even if you've been refused for car credit elsewhere due to CCJs, poor credit history, being on benefits, disability, self employment or any other reason, we could still say "Yes" when everybody else says "No". This is because we have sole exclusivity with lenders, which makes us the Number 1 for used car finance approval in the UK. We also know how important it is to stock a wide range of vehicles in order to satisfy the needs of our customers, so whether you need an affordable family saloon, an economical hatchback, a large car or a people carrier we will probably have the perfect car for you - Read More…

Choose from a wide selection of quality used cars from a full range of manufacturers including Ford, Vauxhall, Toyota, Mazda, Volkswagen, Peugeot, Renault and Fiat.

Repayment terms are agreed to suit your budget and your new car will come with a long MOT and a free Mechanical Breakdown Warranty to give you peace of mind that we will repair any mechanical or electrical fault on the car at the point of sale or during the period of cover.